What is a Zero Sum Budget?
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
If you are looking to find some genuine financial freedom, then it does make sense to focus on dealing with your debts ASAP.
Money makes the world go around and without spending it wisely, we are often limited in what we can do and achieve. However, as discussed before, it’s so easy to overspend on frivolous expenses and life pursuits. In a bid to help you manage money better, here is a collection of budgeting tips from money mastermind Dave Ramsey.
A $5 loot box here, a small monthly magazine subscription there. But when you add up all of those direct debits come the end of the month, it can become quite easy to see where all of your money is going. So, what’s the best way to cut down on expenses? How can you spend less, not more?
Most transactions are cashless and monthly subscriptions easily rack up without us paying much attention to them. But when you add up all come the end of the month, it can become quite easy to see where all of your money is going. This article is about ways to cut down your expenses.