What is a Zero Sum Budget?
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
If you are looking to find some genuine financial freedom, then it does make sense to focus on dealing with your debts ASAP.
Money makes the world go around and without spending it wisely, we are often limited in what we can do and achieve. However, as discussed before, it’s so easy to overspend on frivolous expenses and life pursuits. In a bid to help you manage money better, here is a collection of budgeting tips from money mastermind Dave Ramsey.
We literally are what we eat, so I’m keen to pass on some of ACFB’s best tips to help you fill up your pantry. The problem is, if you’re on a budget buying the right types of food can be tough work. I know how hard it is, and likely so do you. So, in a bid to help, here are some ways to fill up your pantry and/or freezer without breaking the bank.
A $5 loot box here, a small monthly magazine subscription there. But when you add up all of those direct debits come the end of the month, it can become quite easy to see where all of your money is going. So, what’s the best way to cut down on expenses? How can you spend less, not more?
While budgeting and taking control of your finances is always very important, so is making your money work for you. Learn how today.
A good budget is like an insurance policy for your finances. If you follow it, you’re sure to have money available when emergencies come up.