What is a Zero Sum Budget?
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
Instead of seeing any money left over at the end of your expenses as ‘fun money’ you can spend on a whim, a zero sum budget teaches you to start using every penny to actually do and achieve something.
Money makes the world go around and without spending it wisely, we are often limited in what we can do and achieve. However, as discussed before, it’s so easy to overspend on frivolous expenses and life pursuits. In a bid to help you manage money better, here is a collection of budgeting tips from money mastermind Dave Ramsey.
We literally are what we eat, so I’m keen to pass on some of ACFB’s best tips to help you fill up your pantry. The problem is, if you’re on a budget buying the right types of food can be tough work. I know how hard it is, and likely so do you. So, in a bid to help, here are some ways to fill up your pantry and/or freezer without breaking the bank.
How many times have you thought to yourself ‘I wish I had the time to..’ or found yourself indulging in pipedream ideas? One of the most important things to get right is your own happiness and to get this you have to start making some smart investments, in yourself.
A $5 loot box here, a small monthly magazine subscription there. But when you add up all of those direct debits come the end of the month, it can become quite easy to see where all of your money is going. So, what’s the best way to cut down on expenses? How can you spend less, not more?
While budgeting and taking control of your finances is always very important, so is making your money work for you. Learn how today.
If you haven’t heard of them by now, Mentor Box, is a subscription company, similar to Netflix, but for books. What makes Mentor Box unique is that they don’t just give you the book to read.
Life comes at us in various ways, but most of the time we can often break it down to a ‘good’ or ‘bad’ day. Like you, I’ve had my fair share of both kinds of day over the years – I’ve endured horrific days and enjoyed amazing days.
Periodically, it is a good idea to take a personal inventory on how your wellness journey is going.
Most transactions are cashless and monthly subscriptions easily rack up without us paying much attention to them. But when you add up all come the end of the month, it can become quite easy to see where all of your money is going. This article is about ways to cut down your expenses.
It is important to ensure you are taking care of yourself during self-isolation during the coronavirus. Physically making sure you are getting enough movement while home and are eating the best foods to keep you healthy.
Without doubt, one of the most gratifying and significant life changes I made was getting involved in mediation. While many people may intend to try it out, most of us lack the time, the space, or the patience to give it 100%.
There are many types of self care. Today we are going to talk about all the types of self care you can participate in from a holistic standpoint. I will outline each of the wellness pillars and identify ways to meet the challenges of each.
Many credit cards out there will reward those with good credit with introductory offers that are 0% for a specified number of months for balance transfers. If you are able to use these offers and cards responsibly, it is easy to take advantage of paying off chunks of high interest debt at 0%.
The Stages of Change is a psychological concept explaining the process people go through in order to make a meaningful change in their lives that are applicable to wellness in a variety of ways.
In life, one of the most effective tools I have found for self-progression stems from starting a journal. I’ve recently spoke about how a journal can bring you happiness, but I also want to show you how to start one.
The difference being that when an action or task becomes a habit, it is done with no conscious thought. The building of routines and habits can be positive or negative depending on what you are committing to memory.
These are suggestions for ways to practice self-care, however, you may find that some of these do not help you. Don’t give up!
Getting a good education does not require you necessarily to go back to school but to use the resources already out there. That is why we have compiled our list of must-reads for entrepreneurs.
As Maslow’s Hierarchy of Needs pyramid shows us, safety and security are some of our most fundamental needs. Taking safety measures to look after yourself and your home should be top priority.
What are some of the most overlooked resources in your life? Achievements can be measured by many different standards. In life, and in your career, there are always set metrics for demonstrating success. How do you measure success for yourself?
A good budget is like an insurance policy for your finances. If you follow it, you’re sure to have money available when emergencies come up.
Making changes in our wellness routine can have long lasting positive impacts on our health and sense of self. Before we can make a change to our wellness routine, it’s important first to go over the basics.
It can seem impossible to budget when you don’t make enough money, but I’m here to tell you relief is possible.